Liz Hieter
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Protect Your Digital Self While Traveling

May 5, 2017 12:51 am

Whether you’re traveling for a weekend, a week, or making a big move, protecting your digital property while on-the-go is essential for feeling safe and secure.

To help, TravelInsurance.com has compiled a list of digital travel security recommendations:

Backup Your Documents. Scan or take pictures of your travel documents, including your passport, airline tickets, hotel reservations and insurance papers on your phone in case the originals are lost or stolen.

Sanitize your Devices. Before leaving home, remove all non-essential personal information from your computer, phone and other devices. Make sure to set a strong password on your computer and mobile devices and look into possibly having the devices automatically wiped after a large number of incorrect password entries.

Assume Your Data Is Not Secure. Anyone can gather your data without much difficulty. Some countries monitor data and emails, while airports and hotels are generally public or semi-public internet hubs. Use a virtual private network (VPN) to ensure your privacy and to access websites that might be blocked by local internet providers. A VPN is a private and secure internet network that you can reach via any internet connection. Never submit sensitive payment information on websites if the browser shows "http" instead of "https." Also, turn on two factor authentication on all of your email, banking and credit card accounts as an added measure of security (provided that you can receive text messages at your destination)

Download Apps. There are a variety of apps that can help keep you informed and secure while on the road. The State Department's Smart Traveler app is available free of charge from both iTunes and the Google Play store. It's a great source of information about specific countries, travel advisories and warnings.

Don't Fry Your Devices. Make sure that you have the right adapters. Check the tech specs of your devices and the electrical standards of your travel destinations.

Source: TravelInsurance.com

Published with permission from RISMedia.


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How Safe is Your Deck?

May 4, 2017 12:48 am

Warmer months means hours of fun in the sunshine on your deck or patio. But when is the last time you gave your deck a safety check?

"Decks are exposed to sun, rain, snow and extreme temperature changes throughout the seasons and the years," says Julia Fitzgerald, chief marketing officer of AZEK Building Products. "

Before you invite your friends and family to dine deck-side, follow these tips courtesy of AZEK Building Products.

Identify Instability. There should be no sagging, swaying or movement of the deck boards, railings or stairs, and the board attaching the deck to the house should be securely in place.

Inspect Railings. The IRC requires railings to be at least 36'' in height, measured from the deck surface to the top of the rail. Also look for loose balusters or post caps which could present a hazard.

Get up to Code. Check that the deck, electrical outlets and appliances are up to code, and that no electrical cords present a tripping or fire hazard. Inspect grills, fire pits and heaters at the start of the season.

Examine Boards and Fasteners. Check for splitting, rotting or decay. Look for rust on nails, screws and fasteners; a corroded fastener can cause deterioration in surrounding materials.

Source:  www.azek.com, www.timbertech.com

Published with permission from RISMedia.


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How to Ward Off Mosquitos From Your Property

May 4, 2017 12:48 am

Nothing kills spring and summer fun faster than a swarm of mosquitos. These bitey bugs are more than just an itchy annoyance - they can also carry disease. Orkin recommends the following tips to help residents protect against mosquitoes:

Eliminate Mosquito-Friendly Conditions in and Around Your Yard
- Remove standing water buckets, toys and other containers, as mosquitoes can breed in just an inch of standing water.
- Change water weekly in bird baths, fountains, potted plants and any containers that hold standing water.
- Keep pool water treated and circulating.
- Regularly clean gutters so water doesn't pool.
- Trim shrubbery, as adult mosquitoes like to rest in dark areas with high humidity, such as under the leaves of lush vegetation.

Prevent Mosquitoes from Biting
- Wear loose-fitting, long-sleeved shirts and long pants. Mosquitoes can bite through tight clothing.
- Apply an EPA-registered mosquito repellent containing products such as DEET, picaridin or IR3535.

Eliminate Entry Points
- Repair and use window and door screens to help prevent entry.
- Close gaps around windows and doors to prevent mosquitoes from getting inside.

Source: Orkin.com

Published with permission from RISMedia.


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How to Add More Green to Your Diet

May 4, 2017 12:48 am

(Family Features)--Dedicating more of your plate to fresh-from-the-garden produce as well as rice and grains can lead to a healthier lifestyle, according to Cheryl Forberg, registered dietitian and award-winning chef and nutritionist for "The Biggest Loser."

"Most of my adult clients who are not veggie lovers usually had little exposure to them growing up, or they just weren't cooked properly," Forberg says. "It's important for parents to get their children involved in cooking, shopping and even gardening so kids can understand the journey from seed to plate."  

To start living healthier and greener lives, Forberg offers four simple tips:

Start in the garden. This hands-on approach is a fun way to learn about nutrition and where food comes from. Following produce from seed to plate can compel you to eat more healthfully. Plant a garden at home or become involved in a local project nearby.

Opt for veggies with big impact. Richly colored veggies contain the richest supplies of nutrients. Opt for spinach or romaine instead of iceberg lettuce in your salads. Skip the celery or carrots and go for red bell pepper slices to deliver a healthy serving of antioxidants and vitamin C.

Make smart swaps. Replace the dense calories of pasta noodles with a flavorful cup of cooked spaghetti squash. The squash is a satisfying and tasty alternative with a mere 40 calories, 2 grams of fiber and loads of vitamins.

Source: seedsofchangegrant.com.

Published with permission from RISMedia.


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Up Curb Appeal by Looking Up - At Your Roof!

May 2, 2017 12:48 am

When trying to up curb appeal, most homeowners focus on landscaping or repainting that front door. But did you know that by updating or repairing your roof you can increase your curb appeal by 40 percent?  

GAF, North America’s Largest Roofing manufacturer,offers help with these roof tips to up the ante on your curb appeal.

1. Start off by checking the roof framing structure to make sure it is not compromised. Visually scan the roof for any sagging or uneven areas.

2. Inspect and clean your gutter systems to make sure they are not clogged with branches, leaves, or other debris.

3. Make sure that gutters are fastened properly and are tight and secure so that they don’t cause overflow and build-up or fall off the fascia board.

4. Check the valleys of the roof to ensure that they are also free and clear of debris as this can add weight to the roof and also act as a barrier to rain.

5. Metal flashing should also be used around roof vents, pipes, skylights, and chimneys. One of the most common causes for roofing leaks is due to problems where these is lack of or damaged flashing.

6. Walk around your entire house and carefully inspect the shingles on the roof.  Look for curling edges, missing granules, missing shingles, etc.

Source: GAF

Published with permission from RISMedia.


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5 Ways to Travel on the Cheap

May 2, 2017 12:48 am

Dreaming of a vacation but not sure if you can afford it? Read on for 5 suggestions for traveling without breaking the bank.

Stay in a house. Airbnb, HomeAway and comparable platforms can help you find more affordable options than pricey hotel rooms. These homes are often more comfortable than hotels, and offer added amenities like kitchens and laundry.

Eat like a local. Skip the pricey tourist-laden restaurants and opt for mom-and-pop style restaurants, open air markets and street food vendors.

Hit the web. Online resources like Groupon can help when you travel. Discounts on restaurants, experiences, tours and museums are often readily available if you do the leg work. Check out deals in the area in advance and plan your itinerary around them.

Cook! Remember that kitchen? Make use of it by shopping for local produce and cooking several meals. This is especially helpful if traveling with a large family. More mouths, more money.

Find a walk-friendly destination. Cab and Uber fares add up quickly. Save money (and stay fit) by choosing a city that allows you to walk from place to place.

Published with permission from RISMedia.


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7 Tips to Avoid a Road Rage

May 2, 2017 12:48 am

Sometimes, it’s unavoidable to get angry in your car; the work commute is brutal, someone cuts you off, or the jerk in front of you is clearly texting while driving. However, the most dangerous thing you can encounter on the road is road rage - someone else’s, or your own.

Here are 7 tips from Zane’s Law to protect yourself and avoid a dangerous road rage situation:

Be a polite driver. Most dangerous road rage situations tend to involve two aggressive drivers. Someone cuts you off, you flip them off and they then respond. Don't tailgate, cut vehicles off, speed, weave through traffic, or engage in other aggressive driving behavior, especially in response to another drivers actions.

Slow down and let aggressive drivers go around you.

Use your horn sparingly. Horns are meant for emergency situations.

Be gracious. If you've accidentally done something wrong simply, smile, wave, and acknowledge your mistake.

Move over. If someone wants to pass you, let them.

Stay calm. Don't get angry and yell at other drivers. Even if they yelled at you.

Call 911 if you feel like you are in danger and drive to the nearest public place with witnesses. Do not get out of the car to confront another driver.

Source: http://zaneslaw.com/

Published with permission from RISMedia.


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7 Ways to Cut Costs Without Cramping Your Lifestyle

May 1, 2017 12:45 am

Yes, you can slash your monthly expenses by cutting out that Starbucks stop every morning – or by cooking in more and eating out less. But, says Sharon Lechter, a contributor to the American Institute of CPA’s book, “Save Wisely, Spend Happily,” there are plenty of other ways to cut costs without making painful sacrifices.

Put it on paper. Write down every dollar you spend in a month, whether it’s paying a bill, paying for lunch, or buying a new pair of shoes. When you can see exactly where your money is going, you can pinpoint areas that can be cut down or cut out.

Shop from a list. Impulse buying gets expensive, so work out your meal plan for the week according to what’s on sale and shop for groceries from a list. (You may also save on gas by making fewer trips to the store.)

Pack your lunch. You can make it more fun by lunch-pooling with a few colleagues at work, taking turns to provide the main course for all.

Cancel your email sales alerts. When opening an email alert tempts you to spend money on something you hadn’t planned to buy, it’s time to cancel the alert.

Shop second-hand. Get out of the mindset that everything you buy has to be new. Shop Craigslist, e-Bay and local thrift stores for great buys on used kitchen gear, furniture, and more – including near-new or gently used clothing.

Ask for rate reductions. If you have a decent payment record, asking for a lower rate is often all it takes to get a lower rate on credit card interest, service subscriptions and memberships.

Save before you spend. Skim five or 10 percent off the top of every paycheck and bank it before you pay any bills or make any purchases. It will be there if you absolutely need if before your next check – or make it the basis for your savings.

Published with permission from RISMedia.


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5 Ways to Sneak in Healthier Habits

May 1, 2017 12:45 am

At this point, many of us know the dangers of sedentary lifestyles. From obesity to heart disease and depression, those of us with a 9-to-5 desk job need to make a special effort to stand more and sit less. The great news is you don’t need to bust out a standing or walking desk (although you should if they interest you!).
Studies show that as little as seven minutes of moderate physical activity a day can help battle the desk doldrums.

Dr. Adrienne Youdim, MD FACP, Associate Clinical Professor of Medicine at the UCLA David Geffen School of Medicine Cedars Sinai Medical Center, offers simple tips to incorporate healthier habits into your day, courtesy of MerckManuals.com.

1. Use your job as a gym

You don't need an expensive gym membership to get moving – simply create small breaks in your day. Set a timer on your phone to get up and move around every hour. Walk up and down a few flights of stairs or take a loop around the parking lot.

Many employers have realized the benefits of a healthy workplace. Research shows active employees are more productive and have lower long-term health care costs. Some companies are now investing in standing desks and small cycles that fit under employee's desks. If your company offers this kind of equipment, taking advantage of it is a no-brainer.

2. Wake up 10 minutes earlier

If you can't find time for an hour-long workout in your daily routine, create the time by setting your alarm just ten minutes earlier. Give yourself a few minutes of physical activity before your day gets crazy.

But don't overlook the importance of sleep. Research points to a close connection between sleep deprivation and obesity and diabetes. Make sure you're getting at least six hours of sleep (many people need more than that). If you're getting up earlier to exercise, hit the pillow a few minutes earlier, too.

3. Pack a lunch

If you do one thing to improve your daily health, make it this: pack a lunch. The average restaurant meal contains two-thirds of your daily calorie requirements. Even a salad can be spoiled by high-calorie dressings. Packing a lunch is an easy way to control your calorie intake.

While you're at it, use the time you would have spent picking up takeout to go on a 15-minute walk at lunch. One short walk and five-minute breaks every hour add up to almost an hour of additional activity a day.

4. Find your best motivation

Most of us are exhausted by the end of the work day. Even if we have the best intentions to exercise when we get home, it's easy to lose motivation the second we walk through the door.

The key is to find things that motivate you. If there's a TV show you can't wait to watch, commit to only watching it while running on the treadmill or elliptical. Keep a log of how you feel after every workout, so you'll remember how rejuvenated you feel after some physical activity. If you feed off others' energy, join a group fitness class.

5. Explore an active hobby

Being active doesn't have to mean doing jumping jacks or logging hours on an exercise bike. Spending time doing something active you love, such as dancing, gardening, fishing, rock climbing or bowling, can provide tremendous health benefits – and you'll be more likely to stick with it. Once you get started, you'll start forming habits that make it easier and easier to find the time and willpower every day.

Source: The Merck Manuals

Published with permission from RISMedia.


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Riding in Cars with Kids: Car Seat Safety

May 1, 2017 12:45 am

Driving has a myriad of distractions, from traffic to pedestrians, what’s playing on your radio, and the to-do list running through your mind. But when you have kids in the back, the distractions multiply, and safety becomes priority. Luckily, car seat safety need not be a worry, so long as you do a bit of legwork.

"Studies from AAA have shown that nearly three out of four car seats are installed incorrectly," says Chuck Shotmeyer, Chairman of AAA North Jersey's Board of Directors.  "Taking the time to properly install child safety seats can save a life and drastically reduce injury."

"The national AAA's Safety Seats 4 Kids initiative found that car seats reduce the risk of injury by 78 percent to 82 percent and reduce the risk of death by 28 percent," says David Hughes, President of AAA North Jersey. "These statistics underscore the need for parents to understand how car safety seats work and the best way to utilize these important safety devices in their vehicles."

Hughes and Shotmeyer offered these safety tips for using child safety seats effectively:

Do your homework. It is important for parents to purchase a car seat for the right age group. Make sure the child safety seat fits the size of the child and meets national transportation standards.

Install the seat correctly. Read and understand the car seat instruction manual carefully. Additionally, parents should check the integrity of the seat and clear loose objects that might hinder or harm the child.

Understand your vehicle's design. Parents should understand their vehicle's safety features. Knowing how to enable child locks and the location of airbags in the vehicle will helps drivers place the child seat in the safest spot.

Source: AAA  

Published with permission from RISMedia.


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