RE/MAX 440
Liz Hieter
LizHieter@verizon.net
Liz Hieter
4789 Route 309
Center Valley  PA 18034
PH: 610-791-4400
O: 610-791-4400
F: 267-354-6219 
Welcome Home from RE/MAX 440!

My Blog

Electricity Safety 101

June 22, 2017 2:18 am

After vehicular incidents, electricity is one of the top safety concerns for Americans across the country.  Whether you have small children to keep safe, or just want to be precarious yourself, below are a handful of tips from the Florida Power & Light Company to keep yourself safe around electricity.

Inspect your electrical system – Have a licensed electrician inspect your home's electrical system to ensure that it's running properly and meets current electrical codes. Flickering lights, sparks, non-functioning outlets and tripping circuits may indicate a problem.

Check bulbs – Ensure bulbs are screwed in securely and they are the correct wattage for the fixture. Replace bulbs that have higher wattage than recommended.

Examine cords – Replace or throw away electrical items that have frayed or cracked electric cords. Cords should never be nailed or stapled to walls, baseboards or other objects.

Use extension cords properly – Extension cords can overheat and cause fires when used improperly. Do not overload extension cords or attempt to plug them into one another.

Only put electrical plugs into outlets – Teach children to never stick fingers or objects into electrical outlets or appliances with openings such as toasters. Cover or cap outlets you are not using to protect children.

Plug-in one high-wattage appliance at a time – Plug only one high-wattage appliance – such as a coffee maker, toaster, iron or space heater – into an outlet at a time to avoid overloading it.

Water and electricity don't mix – Don't place any electrical appliance near water sources, such as a sink or bathtub. Appliances that are used near water should be unplugged when not in use. If you have an appliance that has gotten wet, unplug it and don't use it until it has been checked by a qualified repair person. Ground-fault circuit interrupters (GFIs) should be installed on outlets near water sources.

Before wiring, turn it off – Turn off the power at the breaker before working on electrical devices or wiring.  

Stay away from power lines – Keep yourself and anything you are touching more than 10 feet away from neighborhood power lines and at least 35 feet from larger high-voltage lines. This includes ladders, tools to pick fruit or trim trees, kites, metallic balloons and flying toys.

Report fallen power lines – Stay away from a power line that has fallen and anything it may be touching. Call 911 immediately to report it.

Call 811 before digging – Call at least two full business days before doing any digging to have underground utilities marked. It's free and it's required by law.

Check before using tools outdoors – Are the electrical appliances and tools marked for outdoor use? Make sure they are and avoid using them close to water or in the rain.

Source: Florida Power & Light Company

Published with permission from RISMedia.


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The Science of Odor In Clothes

June 22, 2017 2:18 am

(Family Features)--From perfumes to scented body washes, deodorants and lotions, people are constantly looking for ways to combat the body's natural scent and replace it with something more pleasant. Before you attempt to mask the aftermath of a few hours outside or at the gym, it's important to understand the science behind odor to get rid of it effectively, especially now that warmer weather is arriving.

Odor Buildup

Odor build-up in fabric, the reason favorite t-shirts begin to smell, happens. When the transfer of bacteria and sweat to fabrics such as cotton occurs, odor generates within the fabric itself. Then, the transfer of "odorous" mixtures produced by a person's body is absorbed by the fabric. Bacteria such as staphylococcus epidermidis (staph), MRSA and E. coli, among others, often remain in clothing washed in detergents without bleach, which is why it's important to use an effective sanitizer that can kill bacteria in your laundry load.

Odors and Materials

Polyester fibers tend to retain odor-causing bacteria. Since polyester typically repels water, those odors can be harder to remove. Some of the most common items that can be plagued with mold, sweat or musty scents are ones you use daily, like t-shirts and bedding, because they often come in direct contact with your body. Evidence shows that natural, non-synthetic fabrics like cotton are preferable to synthetics when it comes to keeping them smelling fresh because they tend to produce and trap fewer odors in the first place and release odors more easily during washing.

It's no coincidence that cotton has a legacy of being a favorite fabric because it's soft, durable and easy to care for. From the towels in your bathroom to the clothes you wear throughout the day and the sheets you snuggle into each night, cotton is a sensible choice to fight odors and the perfect breathable fabric for warm weather.

Eliminating Odors

In addition to choosing non-synthetic fibers and soft, durable fabrics such as cotton, adding a bacteria-killing agent like Clorox Regular-Bleach to your laundry can help sanitize smelly clothing and kill 99.9 percent of bacteria, which causes odor. 

Studies have shown that some bacteria on cotton can be reduced when washing with detergent only, but still remain on the fabric. The addition of an EPA-registered bleach not only removes tough stains to keep whites brighter longer, but it also can potentially prevent the buildup of odor in washing machines and the need to clean clothing more frequently.

For more information on tackling odor and keeping clothes whiter longer, visit WhyDoYourClothesSmell.com.

Published with permission from RISMedia.


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Analyzing the Yin and Yang of Millennials and Markets

June 22, 2017 2:18 am

In a recent release from apartmentlist.com, I was interested to learn that while millennials are starting to buy homes, there are not enough homes in their price range on the market - and eve if there were, many could not come up with a down payment.

In his latest Apartmentlist Rentonomics report, Andrew Woo writes that during the Great Recession, investors bought countless foreclosed properties, most of which were starter homes.

And rather than selling when prices recovered, investors turned them into profitable single-family rentals. And as a result, Woo says there are very few existing starter homes on the market.

Woo points to Megan McGrath of MKM Partners, who says the housing recovery was primarily at the middle end of the market which drove up home prices and land prices followed. With higher land prices, it is harder for home builders to make a good profit at lower home prices.

During the housing recovery, the price spread between new and existing homes increased because builders were focused on the move-up buyer. But Woo says now middle-end sales are starting to slow down, and builders need to target new buyers to sustain growth.

He says big builders are starting to introduce new product lines at lower price points, and these starter homes are selling well. But the only way for builders to lower prices and take a hit to their margins is if they see big growth in new orders, and he is not seeing that happening anytime soon.

Woo says the demand is clearly growing but is not as strong as demographics would suggest. Single-family construction still stands at 18% below its 25-year average, and he warns about a developing affordability gap.

Aparetmentlist.com recently surveyed 24,000 millennial renters and found that 80 percent want to purchase a home, but face a huge obstacle in affording one. Woo says it's because millennials vastly underestimate the savings needed for a down payment.

Woo fears based on current saving rates most millennials will need at least a decade to save enough - and that a lack of savings, combined with the shortage of affordable starter homes, will leave a large share of millennials renting for years to come.

Published with permission from RISMedia.


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Cost of Living Soars in These Cities

June 21, 2017 2:18 am

Do you live in one of the most expensive cities in the country? Are you unsure? A recent GoBankingRates study unveiled the places in the country with the highest cost of living.

According to the study, American household debt totaled a record $12.73 trillion as of March 2017, so cost of living concerns are more pertinent than ever.

The study evaluated U.S. cities based on two principal metrics:

- The increase in a city's cost of living index, which includes food, rent, utilities and transportation.
- The Increase in the amount of income required to "live comfortably," a concept used in GOBankingRates studies that combines the money needed to pay for necessities — including food, rent, utilities, transportation and healthcare — with the amount one should budget toward discretionary spending and savings.

Their findings? Read below.

Top 5 Cities Where the Cost of Living is Rising Quickly

5. Jacksonville, Fla.

- Live Comfortably Amount Increase: $2,095
- Cost of Living Index Increase: 3.36 points

4. Austin, Texas

- Live Comfortably Amount Increase: $1,407
- Cost of Living Index Increase: 3.84 points

3. Louisville, Ky.

- Live Comfortably Amount Increase: $2,066
- Cost of Living Index Increase: 4.49 points

2. Seattle

- Live Comfortably Amount Increase: $3,190
- Cost of Living Index Increase: 7.32 points

1. Nashville, Tenn.

- Live Comfortably Amount Increase: $9,135
- Cost of Living Index Increase: 8.61 points

Source: GoBankingRates

Published with permission from RISMedia.


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Winning Over Weeds

June 21, 2017 2:18 am

Gardening can be so idyllic - pruning abundant rose bushes, harvesting ripe tomatoes, nestling colorful annuals into window boxes … then there’s weeds.

Even the most enthusiastic gardener can become overwhelmed and disgruntled by an onslaught of weeds, taking the joy out of yard work and wreaking havoc on one’s back. Here are some strategies from finegardening.com for winning the battle with weeds, both for your peace of mind and your garden’s good health.

Don’t awaken weeds. Every inch of soil contains weed seeds, but only those closest to the surface receive enough light to grow. Don’t unwittingly promote weed growth by turning and digging soil unnecessarily.

Don’t skimp on mulch. Not only does mulch make your garden beds more attractive, it helps prevents weeds by blocking out the light. Keep in mind, however, that chunky mulch allows some light in and certain mulch is full of weed seeds, so make your selection carefully. If you’re feeling ambitious, lay down a layer of fabric or cardboard and place the mulch on top. This will ensure no light and no weed seeds infiltrate your soil.

Weed after rain. Wet weeds come out much more easily than dry ones, so be sure to head out promptly after a storm. If you’re left to tackle dry weeds, use a hoe or steak knife to slice them right below the soil line.

Plant close together. Instead of spacing your plants out, place them closer together so that they’ll form a natural light barrier as they mature. This is a long-term strategy but will help lead to weed-free gardens in your future.

Water selectively. Don’t accidentally encourage weed growth by watering them. Instead, employ soaker hoses and watering cans to water just your plants as opposed to wide swaths of your garden where weeds lie in wait.  

 Most importantly, weed often. Letting the chore go will make weeds more prolific and more difficult to pull out. Arm yourself with these strategies and put weeds in their rightful place.

Published with permission from RISMedia.


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The Real Cost of Utilities

June 21, 2017 2:18 am

Have you ever stopped to think about how your utility bills are affecting your wallet? Well, according to a report from ATTOM Data Solutions and UtilityScore, utilities - electricity, natural gas, water and sewer - add 25 percent to homeownership costs and 21 percent to renter housing costs on average nationwide.  

When you factor in the high cost of many markets across the country, utility costs tip the scales and make these markets unaffordable for many. Monthly utility costs require 7.0 percent of average wages on average across 931 U.S. counties analyzed for the report. When utility costs are included, buying a median-priced home requires more than the 43 percent of income recommended by the Consumer Financial Protection Bureau (CFBP) in 323 of the 931 U.S. counties.

Here’s where solar power comes into play. The report takes a look at solar installation in California as an example. Between 2010 and 2017, home sellers who had a solar system installed between the original purchase of their home and the subsequent sale of their home saw average profits that were more than double those of home sellers without a solar installation. 

So when buying or selling your home, be sure to take utilities into consideration. Make sure your budget can handle the costs, and consider making smart investments, like solar, that will reduce utility costs when it comes time to sell.

Published with permission from RISMedia.


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Just Say No to Credit Card Cash Advances

June 19, 2017 2:15 am

If you’re a little strapped for money, it can be tempting to take a cash advance from your credit card. Doing so, however, will end up costing you more in the long-run.

According to a CreditCards.com survey of 100 cards' cash advance terms, credit card cash advances are a costly way to borrow money. The average cash advance APR is 23.68 percent, much higher than the average purchase APR of 15.79 percent. More importantly, none of the cards studied offer a grace period for cash advance transactions like they do for traditional credit card purchases. So when you take cash out, you start accruing interest immediately.  

For example, if someone purchases a $1,000 item on a credit card with a 15.79 percent rate and pays it off in 30 days, they'll pay no interest thanks to the grace period. But, a $1,000 cash advance under the typical terms found in the survey will cost an extra $69.73. That includes the $50 upfront fee, plus $19.73 for 30 days' interest at 23.68 percent.

Cash advances are not just ATM and convenience check transactions, either. Consumers should note that wire transfers, money orders, legal gambling purchases and bail bonds are often treated as cash advances if paid via credit card. Additionally, if you hold a checking account with the same bank that issues your credit card, overdraft coverage that comes from your credit card may also be considered a cash advance.

Paying off a cash advance can prove to be problematic for those making just the minimum payment. Generally, card issuers will first apply the minimum payment to lower APR balances before payments made in excess of that go to balances with higher APRs.

Unlike typical credit card interest rates, most cash advances have a flat APR irrespective of the individual cardholder's creditworthiness. High APRs are not the only concern for cardholders who use credit to access cash. Only one card in the survey does not charge a fee for cash advances, which is typically $10 or 5 percent of each advance, whichever is greater.

The one thing cash advance borrowers can't rack up: credit card rewards. Cash advances also cannot be used to directly pay off any card balances or loans held by the same bank.

Published with permission from RISMedia.


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The Possibilities of Paint: How to Revamp Your Home’s Exterior

June 19, 2017 2:15 am

If you’re hoping to up your curb appeal or just give your home a face lift, then you may already know that fresh paint is the easiest and most cost-effective route.

"Just add a pinch of a new paint color here and there.  It's a simple recipe to make even the plainest home more interesting," advises Debbie Zimmer, design expert with the Paint Quality Institute.

Below are a handful of tips for upping your home’s ante with a splash or two of color.

Front first. "The first place to consider adding new color is the entranceway," says Zimmer.  "It's usually visible from the street so everyone sees it, and it's also where visitors first come face to face with your home.".

Do the door. For a color pop, choose a color for your front door that contrasts with the rest of the home. Fengshui enthusiasts favor red, while black can be just as bold. Before you choose that soft off-white, remember that dark shades are always more practical for doors since they are better at concealing smudges and fingerprints.

Shutter time. When it comes to accent painting, turn to your shutters. You can paint these the same color as your door, or choose something complimentary of an interesting but balanced look.  

Attention to detail. If you’re home has interesting detailing such as “gingerbread” trim, consider painting it a contrasting or complimentary color as well.   

The furniture, too! Do you have a porch or deck? Tie in your exterior look by painting the furniture to match or accent.  

Source: Paint Quality Institute

 

Published with permission from RISMedia.


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5 Tips for Active Summer Families

June 19, 2017 2:15 am

(Family Features)--Summer is perfect for staying active and spending time outdoors with loved ones, but the frantic pace of the season and overload of activities can take a toll on the entire family.

With a little care and pampering, you can enjoy summer to the fullest while still keeping your family rejuvenated.

Eat Well. Food is fuel, and it's necessary to keep the entire family energized. During warmer weather, cravings often lean toward lighter foods, making it the perfect time to add extra servings of seasonal fruits or vegetables to the family table each night. Also remember to ensure family members are drinking plenty of water as extended time in the sun can lead to dehydration and dry skin if fluids aren't frequently replenished.

Make Sleep A Priority. Sleep is as important to your body as nutrition and exercise, and making it a priority can be beneficial, especially when your family's calendar is packed with events. Sufficient, high-quality sleep contributes to a healthy immune system and helps repair damage done throughout the day. It also positively impacts metabolism and overall function while contributing to emotional and mental well-being. Most doctors recommend 6-8 hours per night for adults, and kids of all ages typically require even more, so work on getting into a nightly routine to ensure all members of the family are getting the rest they need.

Pamper Yourself at Home. Once you've completed chores in the heat or spent time enjoying family activities in the sun, some simple pampering can be done at home to rejuvenate skin. Start with your hands, which are at the center of everything you do and often the first point of contact with an activity, whether it's cooking, gardening, crafting or aiding friends and family.  .

Take Time to Exercise. Even a little activity can have a huge impact. The American Heart Association recommends at least 30 minutes of moderate-intensity activity at least five days a week. Taking time out of your family's busy summer schedule to go for a walk, ride bikes around the park or neighborhood, or play a game outside together can contribute to maintaining a healthy weight and feeling more energized.

Slow Down. It's easy to spread yourself too thin, especially in the summer when there are often more activities requiring your attention and attendance. When you get caught up in trying to make the most out of every second of every day, it can take a toll on both your family's physical and emotional well-being. Slow down and take that well-deserved personal time - even just an hour a day - to do something you enjoy with the ones you love. Remember to take small breaks during activities to stretch or take a short walk to help relieve potential stress on your body.
 
Source: softsoap.com.

Published with permission from RISMedia.


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Three Ways to Make Painting Easier

June 14, 2017 2:06 am

If you’ve been procrastinating about a painting project, here are three tips to make the task less daunting and a lot more enjoyable.

1. Pair and sample colors
According to Sara McLean, blogger and Dunn-Edwards color expert and stylist, take the time to pair and sample colors in advance. "Lay your color chips on the floor to see how they pair. Warm hues look great with many hardwoods. Traditional, warm neutrals are an easy starting point to refresh your home's color palette."

Several days before painting day, purchase samples of the colors you're considering and paint large swatches on the wall and live with them for a couple days. "You want to see how the colors look throughout the day, in both natural daylight and your home's lighting. Invite friends over and let them help you decide."

According to McLean, earth tones and nature-based colors are on-trend, like warm browns and milky tans. Light greens and blues are classy, and even some reds and oranges. Many pinks are trending and look great with deep teal greens, turquoises and brilliant blues. Warm grays are starting to trend over cooler shades, and while neutrals are a popular choice, an occasional bold accent wall in a darker or complementary shade can help provide a designer touch.

2. Measure right
Once you’ve chosen your color, it’s important to know how much to buy. Too much or too little are both avoidable predicaments. Know the measurements of the room you’re painting and talk with the paint expert at the store.

If you need more than one gallon, McLean recommends mixing the cans together to ensure the color is consistent. "There can be a slight difference from one can to another, so blend them together for a flawless look."

3. Learn from the pros
Did you know that you should moisten your brush or roller before applying the paint? It will help them pick up and release the most amount of paint. Go online and watch a few YouTube videos for other painting tips from the pros. A little bit of research will go a long way in making your painting project stress free and successful.  

Source: www.dunnedwards.com

Published with permission from RISMedia.


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